Simplist is an online marketplace of mortgage lenders; human guidance is optional. You’ll make payments to a loan servicer, not to Simplist. Loans are not available in every state. Loan origination ...

A basis point is one hundredth of a percent, or 0.01%. We describe mortgage rates’ ups and downs in basis points because they simplify comparisons. NerdWallet’s rates are expressed as an annual ...

In 2026, SoFi® Bank, N.A. won NerdWallet’s annual award for best overall bank; for all categories, it earns some of the highest scores among financial institutions we’ve rated. One of the few ...

Spencer Tierney is a consumer banking writer at NerdWallet. He has covered personal finance since 2013, with a focus on certificates of deposit and other banking-related topics. His work has been ...

The calculator information provided is for educational purposes only. Projections generated are hypothetical and not a guarantee of future results. Read important information here. Western Alliance ...

Fourleaf's one-year introductory rate period is longer than what you'll find at many lenders, keeping your initial interest rate low. Low introductory rate for 12 months. No origination or annual fees ...

A significant drop is eye-catching, but bear in mind that you should consider mortgage interest rates' overall direction, not just what's going on today. Right now, mortgage rates are caught in a ...

An SBA loan is your best choice for affordable financing, unless you can qualify for a bank loan. If you need emergency funding, however, you’ll need to find a faster alternative.

High airfares continue to drive overall travel costs up year-over-year.

You're our first priority. Every time. We believe everyone should be able to make financial decisions with confidence. While we don't cover every company or financial product on the market, we work ...

Navigate every money move with guidance you can trust.

The average interest rate on a 30-year, fixed-rate mortgage jumped to 6.69% APR, according to rates provided to NerdWallet by Zillow. This is 11 basis points higher than yesterday but one basis point ...