Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and ...

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Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. A static budget remains unchanged regardless of fluctuations in sales or production volumes.

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remission of penalties that would otherwise be severe. Q. 841. Is an Indulgence a pardon of sin, or a license to commit sin? A. An Indulgence is not a pardon of sin, nor a license to commit sin, and ...