Fractional reserve banking is a cornerstone of modern financial systems, significantly shaping banking practices globally. The concept refers to the practice whereby banks hold only a fraction of ...

Most large economic systems today use fractional reserve banking to stabilize and grow their economies. With factional reserve banking, banks can lend out deposits with interest to amplify the economy ...

The recent buyout of First Republic, the second-largest bank failure in the U.S. ever, has raised serious questions about solvency and liquidity across the global banking system. Banks are supposed to ...

Custodia, an innovative bitcoin and cryptocurrency bank seeking to establish a charter in Wyoming, took a bold step by filing a groundbreaking lawsuit against the Federal Reserve on June 7, 2022. The ...

Understand potential risks of fractional reserve banking systems, such as bank runs and computer glitches. Hold at least some wealth in hard assets like gold and silver that are in your direct ...

Today saw the meltdown of Iron Finance, issuer of a supposed “stablecoin” called IRON that is now worth a lot less than the dollar it's supposed to be pegged to. That’s obviously bad, since the entire ...