A credit solutions expert shares the top three "timeless habits," tips and advice as America's mortgage market adjusts to new credit scoring models that widen the door to homeownership.

Dan was a writer on CNET's How-To and Thought Leadership teams. His byline has appeared in The New York Times, Newsweek, NBC News, Architectural Digest and elsewhere. He is a crossword junkie and is ...

Several online services provide one or more credit scores for free, but check whether you're receiving your VantageScore or ...

When you check your credit score on a website, through a credit card company or with a lender, you might not know what company produced that score. It's likely the score is from one of two sources: ...

The FICO credit score has long been dominant in consumer securitizations — where lenders bundle consumer loans so that investors can buy a chunk — but that may be starting to change. The credit card ...

When you check your credit score on websites, through credit card companies or with lenders, one of two companies will be providing those scores -- FICO or VantageScore. VantageScore is the newer of ...

After a 25-year monopoly of credit scoring home loans for mortgage giants Fannie Mae and Freddie Mac, FICO finally has some competition. VantageScore, owned by the three major credit bureaus Experian, ...

Use of VantageScore credit scores grew roughly 28 percent at captive finance companies in 2023 amid higher delinquencies and volatility in the auto finance market. Auto lenders' use of VantageScore ...

Since the 1970s, credit scores have played an increasingly vital role in the lending industry. Fair Isaac and Company began assigning credit scores to consumers based upon various factors over 40 ...

Understanding your credit score is important. This magic number can make a big difference when it comes to accessing credit lines, getting a mortgage or apartment rental and determining whether or not ...