State Bank of India (SBI) has declared a reduction in its fixed deposit (FD) and lending rates starting December 15, 2025 ...

A simple guide for young parents who want safe returns, tax savings and steady money for children’s goals and their own ...

State Bank of India (SBI) has revised its fixed deposit interest rates with effect from December 15, 2025, cutting returns on select tenures including the 2–3 year FD and the Amrit Vrishti scheme. The ...

Lower repo rate can lead to lower fixed deposit rates. Depositors can adopt strategies like laddering and consider ...

Small finance banks offer the highest interest rates, while private- and public-sector Banks offer generally lower peak rates ...

Visit the Bank: Go to your nearest bank branch and ask for a fixed deposit application form. Fill it out and give it to a bank employee along with your documents. Put in the money you want to deposit, ...

The State Bank of India provides several special fixed deposit schemes alongside its regular retail domestic term deposits. These SBI FD schemes are tailored to offer higher FD interest rates and ...

Back in 2023, a common topic among my money-savvy friends was this: “It’s a great time to lock in a fixed deposit.” And they weren’t wrong—some banks were offering interest rates as high as 4% then.

The Reserve Bank of India’s (RBI) recent decision to cut the repo rate has brought mixed reactions among investors. While ...

If you close early, the interest will be 2% less than the normal rate for the full years, and the usual post office savings interest rate will apply for any leftover months.

Recurring deposits are savings schemes offered by banks where you deposit a fixed amount every month for a certain period. ...

The decision comes after a 25 basis point cut in the policy rate, which led to lower yields on loans linked to external benchmarks.