Vanguard finds workers with access to a 401(k) or similar workplace plan are nearly twice as likely to be on track for ...

That anxiety reflects a broader shift in retirement planning, in which rising health care costs, longer life expectancies, and unpredictable financial markets are pressuring savin ...

Changes to federal law governing retirement savings plans allow employers to make matching contributions to employees’ 401(k) accounts using after-tax dollars as with a Roth 401(k). Employees get to ...

Pooled Employer Plans (PEPs) have seen significant growth and increased adoption since SECURE Act. PEPs offer audit cost savings and reduced fiduciary liability, appealing to many plan sponsors.

When an employer decides to offer a 401 (k) plan for its workers, it may provide different types of plans from which to ...

“Another trend is the growing popularity of different kinds of investments, such as exchange-traded funds and index funds, as ...

Section 1. Policy. Tens of millions of Americans lack access to employer-sponsored retirement plans. Workers in small businesses, part-time workers, independent contractors, and self‑employed workers ...

More than 50 million US private-sector employees don’t have access to a workplace retirement savings plan like a 401(k). But a growing number of states are now requiring most private-sector employers ...