Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Laura Longero is an award-winning writer and editor who has more than 15 years of editorial experience. Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc.

Leslie Kasperowicz is the former managing editor at insurance marketplace Quote.com. She has spent more than a decade writing about auto and home insurance after spending four years in customer ...

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Nearly 230 million licensed drivers travel American roadways throughout the U.S., but most of the ones with car insurance probably don't understand their coverage. The truth is that insurance policies ...

Car ownership calls for more skills, responsibilities, and expenses than just meeting the purchase price and ensuring you are a legal, registered driver on the road (with the appropriate permit in ...

Automobile accidents happen. That’s just a fact we all need to come to terms with. From a bumper tap to having your car totaled, it’s a stressful event, and things get significantly worse if it’s your ...

Liability car insurance pays for damages and injuries to other motorists if you're held responsible for a collision. It's required in nearly every state, but the amount of liability coverage you need ...