If your credit score has taken a hit this year, there isn't much you can do to erase your history, but there are steps you ...

Credit scores are weird. You can do the "right thing" and still watch your score drop. For example, a friend of mine paid off ...

Being aware of your credit score is an essential part of modern financial wellness, and it also helps to know how you compare to others in the U.S. and in your state.

Credit score rules for mortgages are changing in 2026, which may help first-time homebuyers.

Only 1.76% of Americans have a perfect 850 FICO® Score in 2025. Here's who they are, what they do differently, and why ...

Regardless of whether you’re applying for a high-end rewards credit card or a mortgage or an auto loan and you’re trying to earn the lowest APR possible. Generally speaking, if you can get your scores ...

There are reports all over the internet that insist 30% or 50% are the “target” percentages in order to achieve great scores.

Dear Pat: It is true. You would add this adult (at least age 18) as an “authorized user” to your account by calling your ...

Explore average credit scores among U.S. racial groups and discover factors creating disparities. Learn why some groups face ...

Your credit score can have a major impact on your finances. Having a low score could mean that you end up paying as much as $5,000 more for a car loan than you would if you had a high one. Even worse, ...

Keeping a credit card for 10+ years can help your credit score, shape your spending habits, and even change rewards over time ...