A policy with lower premiums can come with added risks.

Lindsey Crossmier is a staff writer for the News Desk team, covering a variety of verticals, such as timely personal finance, consumer and health news. Previously, she worked as a senior writer for ...

Nearly 23 million Americans get health insurance through one of the online “exchanges” (also called “marketplaces”) that operate under the 2010 Affordable Care Act, or ACA. Most receive subsidies from ...

Forbes contributors publish independent expert analyses and insights. Michael L. Millenson writes about healthcare as a skeptical optimist. To understand why access to affordable health insurance has ...

NerdWallet’s picks for best individual health insurance include Oscar, Ambetter and Blue Cross Blue Shield based on cost, quality, complaints and more. Many, or all, of the products featured on this ...