Life insurance and annuities allow individuals to invest tax-deferred, but they pay policyholders differently. Learn how each works.

There are many financial tools that seniors can leverage. Some build wealth or provide income, while others offer protection for heirs or ensure that end-of-life costs are covered. "Both are valuable ...

When it comes to insurance products, here’s one piece of advice: The key isn’t what the product is — it’s what the client wants to do with it. We’ve been trained to think each product has one specific ...

Customer apathy toward annuities and life insurance is a perennial challenge for providers. Satisfaction is rising as more clients engage with digital tools and start using life insurance and ...

There are two pretty entrenched camps on indexed universal life and annuities. And those two camps don’t seem to like each other very much. I wouldn’t classify the conflict on the level of the ...

Conning is pleased to announce the release of its latest strategic study, Transforming an Industry: Asset Manager Backed Insurers. This comprehensive report revisits Conning's 2021 analysis of the ...

Annuities are often marketed as a safe and reliable source of income, especially in retirement. They come with the promise of ...

North American life insurers are heading into 2026 with balance sheets and earnings power that continue to support strong ...

If you want to update a cash-value life insurance policy or annuity, you may have heard of the 1035 exchange. This IRS provision, based on Section 1035(a)(3) of the IRS code, allows you to exchange ...

Annuities and life insurance provide solutions for different life needs, though each are offered by insurance companies. Annuities provide a stream of income while you or your family are alive, ...