Still, 44% of BNPL users worry about how these loans could affect their credit score — and with good reason. Credit scoring ...

Several online services provide one or more credit scores for free, but check whether you're receiving your VantageScore or ...

Only 1.76% of Americans have a perfect 850 FICO® Score in 2025. Here's who they are, what they do differently, and why ...

Discover what a credit card balance includes, how it's calculated, and its impact on your credit score. Learn more about ...

There are reports all over the internet that insist 30% or 50% are the “target” percentages in order to achieve great scores.

Your credit score probably isn't at the top of your list of things to worry about during the hustle and bustle of the holiday ...

Building a solid credit score is an excellent way to find financial flexibility, and steps like a secured credit card or a ...

It's especially important to check if you're retired. If identity thieves wanted to steal a person's credit identity -- ...

According to a report from TransUnion, delinquencies among renters doubled after the resumption in student loan collections.

A credit solutions expert shares the top three "timeless habits," tips and advice as America's mortgage market adjusts to new credit scoring models that widen the door to homeownership.

Regardless of whether you’re applying for a high-end rewards credit card or a mortgage or an auto loan and you’re trying to ...

Learn how credit scores influence car loan interest rates in 2025.