Still, 44% of BNPL users worry about how these loans could affect their credit score — and with good reason. Credit scoring ...

“The reality is you actually have many credit scores, and buy now, pay later is going to be included in FICO10 and FICO10T, ...

While these BNPL payments have historically flown under the radar of traditional credit reporting, that’s about to change.

FICO will incorporate Buy Now, Pay Later (BNPL) loan data into credit scores starting fall 2025. This change aims to provide lenders with a more complete picture of consumers' repayment habits.

Many consumers have been using buy now, pay later payment options like Affirm, PayPal Credit or Klarna — surveys put usage at 20% to 30%. It’s not only convenient, but some people also like that these ...

FICO announced it will begin factoring Buy Now, Pay Later (BNPL) loans into scoring models. FICO, the creator of America’s most widely used credit-score system, will begin factoring Buy Now, Pay Later ...

Adobe said shoppers would spend over $20 billion online through Buy Now, Pay Later plans this holiday season, an 11% increase ...

The payment option is booming among online holiday shoppers this year. But like any form of credit, it comes with drawbacks.

Editor’s Note: This article originally ran on Independent Thinking, Nationwide Marketing Group’s official blog, and is republished with permission. For more ...

Evan Zimmer has been writing about finance for years. After graduating with a journalism degree from SUNY Oswego, he wrote credit card content for Credit Card Insider (now Money Tips) before moving to ...

KSHB 41 anchor Taylor Hemness found out if using buy now, pay later payment options are a good option for consumers.

With prices rising and airfare still sky-high, the “buy now, pay later” (BNPL) boom has officially hit vacations. More than ...